Celebrating Veteran’s Day: “What Government Benefits Are Available for Veterans?” by Roxy Favretto!

Thank you to Roxy Favretto for this great article. Often veterans get lost in all the things available to help veterans because they are hard to find!
Roxy did an amazing job covering a slew of programs from the US Government that can help veterans find jobs, get more education,
medical treatment for the veteran and often some for family members!

 

What Government Benefits Are Available for Veterans?

After years of serving their country, many military veterans find themselves unsure of how to return to civilian life once they leave the service.
However, the U.S. Department of Veteran Affairs (VA) has several programs set up to help them find a new place for themselves, including
benefits for veterans and their families. From buying a home to receiving an education to getting healthcare and disability compensation,
|there are many ways that government benefits can make life easier after an honorable discharge.

 

Education and Training

Many veterans decide to return to college or vocational programs after their military careers to further their education and better prepare
themselves for a new career. Due to the Serviceman’s Readjustment Act of 1944, or the G.I. Bill, as it’s more commonly known, the U.S.
government offers financial aid for veterans who enroll in academic or vocational education after leaving the army. The original bill has
been extended and expanded numerous times, including through the Post-through  Post-9/11 GI Bill, the Montgomery GI Bill, and
the Reserve Educational Assistance Program.

Former service members can earn assistance paying for traditional degrees, on-the-job training, certifications, licensing, apprenticeships,
and other educational opportunities. Programs are also available to help make the transition from military to civilian employment easy,
through counseling, training, and other services. A veteran’s dependent children or spouse may also receive some educational assistance,
particularly if the veteran is deceased, disabled, missing in action, or was detained during military service.

Healthcare

Searching for healthcare plans isn’t fun for anyone, but thanks to the VA, most veterans qualify for the country’s largest health insurance
system. As long as you weren’t dishonorably discharged, either enlisted after September 7, 1980, or started active duty after October
16 and served for either 24 consecutive months or for the entire length of time after being called to active duty, you likely qualify for VA healthcare.

If you’re eligible, you don’t have to worry about purchasing private health insurance.
Instead, you’ll have access to primary care, preventative care, specialists, prescriptions, mental health care, maternity care for women,
extended care, home healthcare, medical equipment, and much more through the government. Most services are either free or come with
a small co-pay.

Housing-Related Assistance

One thing many veterans look for when they retire from the military is a permanent place to call home. Fortunately, the VA has many
programs in place to help veterans secure a place to call their own. You can buy a new home, refinance your current home loan or
improve your home with repairs and upgrades that lead to energy savings, all with loans or even grants from the VA. Approximately
90 percent of VA loans are granted without the need for a down payment, you must meet certain credit and income standards to qualify

The VA also has a number of programs aimed at specific veteran groups. If you’re a disabled veteran, for instance, you may qualify for
|benefits that make your home easier for you to live in, such as adding wheelchair ramps. Meanwhile, Native American veterans may
qualify for loans that allow them to build, refinance or upgrade homes on Federal Trust land.

.

Life Insurance

While life insurance may not directly help veterans themselves, it can be a big help to their families. The VA offers such insurance,
and every year, veterans and active duty military members receive over $1.3 trillion from VA life insurance policies. There are
multiple options available, including:
–Veterans’ Mortgage Life Insurance,
— Veterans’ Group Life Insurance
–Service-Disabled Veterans’ Insurance.

If you are a disabled veteran, for instance, you may qualify for benefits that make your home easier for you to live in, such as
adding wheelchair ramps. Meanwhile, Native American veterans may qualify for loans that allow them to build, refinance
or upgrade homes on Federal Trust land.

Some examples of issues that may be covered are cancers obtained via contact with toxic substances during military duty,
hearing loss, breathing problems, chronic back pain, post-traumatic stress disorder, traumatic brain injury, depression,
and anxiety.
If you qualify, the monthly disability payments are tax-free, but you may be required to submit your private medical records
when you apply for the benefits.

Stevie Wilson,
LA-Story.com
If you have a question, you can email me at stevie.wilson@LA-Story.com

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