April 18 = Tax Day. What Are You Going to Do with Your Tax Refund? Jamie Wharton, Guest Blogger!

LA-Story.com is pleased to share with you a new guest blogger, Jamie Wharton of EARNEST.com. This post is about what you can do with your tax refund. While you want to use that tax refund on an incredible tropical vacation or a European trip, that’s not always in the card. It’s particularly difficult to do so if you have outstanding student loans — or any outstanding loan- staring you in the face every month. Yes, I know I just took the buzz right out of your daydreams.

Take a look at guest blogger Jamie Wharton’s ideas here and do not forget to take a good look at the infographic at the end of this post. It’s really smart, insightful and useful.

How To Spend Your Tax Refund Wisely
By Jamie Wharton

It’s that time of year again…tax season! While this time of year can be an exciting time for some people, others find it to be very stressful. A lot of time is spent gathering all of the necessary documents, filing your taxes, and waiting for your refund. However, often not much time is put into how you should actually use your refund to set yourself up to better your future. We all know how easy it can be to spend your tax refund in the wrong ways, so here are some tips on how to best utilize your tax refund in order to get ahead financially.





Everyone has a different financial situation. No matter how unique yours may be, the most important thing to do is develop a plan for how to spend your refund. Take a look at your savings. Do you have enough money to cover an emergency situation if one were to happen? If your answer is no, consider using your tax refund to start an emergency fund savings account. Another option is to use your refund to get ahead on your bills. One way to do this is to make an extra mortgage payment. Or if you have any high interest debts, such as credit cards, student loans, personal loans, or auto loans you can also use your refund to pay those down. You can save yourself even more money in the long run by (refinancing your student loans).





We all know how easy it can be to spend your tax refund on things we don’t really need. While it’s totally okay to use your refund to treat yourself, don’t treat your refund like a bonus. Stick to the plan that you have created and set aside a small portion of your refund to spend on personal items you may be wanting. Remember not to spend your refund frivolously. This will prevent you from spending money on things you don’t really need. Lastly, don’t spend your refund before you receive it. If this is something that you have found yourself struggling with during tax time, there is an option to receive your refund via paper check.


Developing a plan for how to spend your refund and sticking to it are the most important things to do when it comes to spending your tax refund. Check out the guide below to learn about more ways to best utilize your tax refund:




Author Bio:

Jamie Wharton is a Social Media Strategist for (Earnest). She has a passion for finance and enjoys educating others. Her main goal is to help build a brighter financial future while making finance friendly for everyone. When not working you can find Jamie surfing the web while sipping on her latte.



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LA-Story.com and I would like to thank Jamie Wharton and Earnest.com for this great content. Perfectly timed to the closing of the 2016 tax season, it’s important for people to be smart  about how they use any tax  refunds as well as planning pro-actively for next year’s taxes!   Don’t be surprised if you see Jamie Wharton and Earnest.com show up again on this blog!

Stevie Wilson,




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Author: Stevie Wilson

Digital and social media pioneer and visionary meets disruptive innovator with a passion for topics and conversations that reveal insight into the So. California lifestyle. LA-Story.com appeals to a global audience (from Asia to Africa; Middle East to Europe, No. America to Latin America) in variety of topics and sectors: style (beauty and fashion), health & fitness, entertainment (movies, TV, books, music and more) ; food, beverages & spirits; IT Security + tech , travel, special events (red carpet to green carpet) I am known for interviews ( podcasts , textual and video conversations) with notables, celebrities and companies about interesting products & brands; profiles about places that reflect the So. CA vision and special events (Oscars, Golden Globes, Emmys & other events that illustrate celebrity , athletes and home-town "stars" lifestyle and initiatives.) that illuminate the insider's perspective of So. California's lifestyle . Learn what's hot in Los Angeles, NYC, MIami and stops closer to home that make this blog a must-read because the voice, attitude, authenticity and ability to grasp the essence of most sectors, brands & products make it easy for consumers to earn what makes a brand, initiative or product unique - whether, food, fashion or finance (or any other topic "on the table") With 15+ Years online launching websites, online magazines, forums, products & brands, my voice, authenticity and ability to grasp the essence of most sectors, brands & products make it easy for me to share what the online audience and consumers alike want to learn- how to shop, live and reflect the lifestyle they wish to emulate. Need to leverage digital and social media space? Reach out to me!

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