Talks About Smart Ways to Manage + Maximize Your Spending Budget for Holiday 2015!

The most wonderful time of the year is upon us, the beloved holiday season. Consumers will be spending their hard earned money on holiday gifts, entertaining, food and decorations. However, according to the National Retail Federation, heading into the holiday season, it appears shoppers are being careful with their spending and constantly on the lookout for bargains. Sales have been lackluster, and the NRF predicts only a modest increase in sales over last year.

Black Friday, the day after Thanksgiving, has for years marked the unofficial start of the holiday shopping season. But Black Friday continues to diminish in importance for shoppers as major retailers have begun offering deals online right after Halloween in order to get the jump on one another and drive more holiday sales overall. People are also choosing to shop on their mobile devices at their own leisure.


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It’s no secret that the real way to conquer holiday spending without feeling the financial sting well into the new year is by staying on budget.Kyle Taylor, the founder of has lots of ideas and smart answers for those who want to get the most bang out of their buck while stretching the dollar too!


– How you can manage holiday spending and stay within a budget

– Taking advantage of “cash back” credit cards

– How to save money on gifting essentials like wrapping paper + greeting cards

Kyle and his family like to joke that his entrepreneurial spirit began when he was 8 years old. His dad worked for a large credit card processor so there were always old terminals and cash registers lying around the house. Instead of playing with “Power Rangers” like the rest of his friends, Kyle used playtime to try and convince family members to invest in his conglomerate of make-believe banks and equity markets that he was running in the living room. When he was 15 Taylor started clipping coupons to help his mom pay the grocery bill. He joined a few coupon trading groups and started vigorously looking for new ways to cut costs. The grocery bill quickly fell until it was under $20 a week. Since then he has used non-traditional methods of saving and earning money to help pay for rising tuition bills, car payments and rent, all the while never having to answer to a boss. After much encouragement from friends and family, he decided to start blogging about his wacky and weird ideas for making, earning and saving money. That’s when the “The Penny Hoarder” website was created.

Follow Kyle Taylor and on these social channels:


Thanks to Kyle Taylor for great tips and tricks on how to manage a less financially painful holiday season! It’s not only possible, it’s definitely do-able!!

Stevie Wilson,

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Author: Stevie Wilson

Digital and social media pioneer and visionary meets disruptive innovator with a passion for topics and conversations that reveal insight into the So. California lifestyle. appeals to a global audience (from Asia to Africa; Middle East to Europe, No. America to Latin America) in variety of topics and sectors: style (beauty and fashion), health & fitness, entertainment (movies, TV, books, music and more) ; food, beverages & spirits; IT Security + tech , travel, special events (red carpet to green carpet) I am known for interviews ( podcasts , textual and video conversations) with notables, celebrities and companies about interesting products & brands; profiles about places that reflect the So. CA vision and special events (Oscars, Golden Globes, Emmys & other events that illustrate celebrity , athletes and home-town "stars" lifestyle and initiatives.) that illuminate the insider's perspective of So. California's lifestyle . Learn what's hot in Los Angeles, NYC, MIami and stops closer to home that make this blog a must-read because the voice, attitude, authenticity and ability to grasp the essence of most sectors, brands & products make it easy for consumers to earn what makes a brand, initiative or product unique - whether, food, fashion or finance (or any other topic "on the table") With 15+ Years online launching websites, online magazines, forums, products & brands, my voice, authenticity and ability to grasp the essence of most sectors, brands & products make it easy for me to share what the online audience and consumers alike want to learn- how to shop, live and reflect the lifestyle they wish to emulate. Need to leverage digital and social media space? Reach out to me!

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